Skip-A-Payment, Not The Fun!

Need a little extra financial flexibility? With TruEnergy’s Skip-A-Pay program, you can skip one month’s loan payment* and use those funds for the things that matter most to you! Whether it’s getting a head start on holiday shopping, saving toward your next big goal, or simply catching a break, we’ve got you covered.

SKIP-A-PAY FORM
  • Personal Loans
  • New and Used Auto Loans
  • Overdraft Protection Loans
  • New and Used Boat Loans
  • Recreational Vehicle Loans
  • ATV Loans
  • Stock or Share Secured Loans
  • First Mortgages
  • Second Mortgages
  • HELOC
  • Visa® Loans
  • New Start Loans

YES, there is a $30.00 per loan fee to utilize Skip-A-Pay.

Members are welcome to use Skip-A-Pay once a year, on multiple eligible loans. Contact TruEnergy FCU for further information.

*To participate in TruEnergy FCU’s Skip-A-Pay program, members must be in good standing, with all loans current (no payments more than 15 days past due). The completed and signed Skip-A-Pay form must be submitted at least three calendar days prior to the applicable loan due date. Eligible loan types for this program include New and Used Auto Loans, New and Used Boat Loans, Recreational Vehicle Loans, ATV Loans, Personal Loans, Overdraft Protection Loans, and Stock or Share Secured Loans. Skip-A-Pay is not available for Visa® Credit Cards, New Start Loans, HELOCs, Second Mortgages, or First Mortgages. Members who have elected Guaranteed Asset Protection (GAP) or Credit Life/Disability coverage should note that these protections will not extend beyond the original loan maturity date. Interest will continue to accrue on a daily basis at the Annual Percentage Rate (APR) specified in the loan agreement during and after the deferral period. As a result, deferring a payment may increase the total interest paid and potentially the total number of payments required. All other terms and conditions of the original loan agreement remain in full effect. Borrowers are advised to contact TruEnergy FCU for exact payoff information. Payments will resume with the next scheduled payment following the deferral period, and all payments will be applied first to interest and then to the principal balance. The skipped payment cannot be applied to the first payment of a new loan.