

Get the Keys. We’ll Handle the First Payment.
TruEnergy is putting you in the driver’s seat and footing the bill for your first car or truck payment (up to $1,000)!
Finance your next new or used vehicle with a 72-84 month TruEnergy auto loan, and we’ll make your first payment for you — up to $1,000. No deferral. No waiting. Just real savings, right from the start.
Why TruEnergy?
- We pay your first payment (up to $1,000)
- Flexible, low-rate financing
- Friendly, local service with a national reach
- Fast approvals
Drive smart. Start strong.
Apply today and let us help you hit the road with confidence.
Apply Now*APR = Annual Percentage Rate. Actual APR is determined at disbursement based on creditworthiness and application details; rates assume excellent credit. Not all applicants will qualify for the lowest rate. TruEnergy FCU will make the first loan payment, up to $1,000, on the member’s scheduled due date for qualified borrowers. This is a one-time payment applied directly to the loan. Interest accrues from the loan disbursement date and will continue to accrue during any deferment period. Offer applies to new, used, and refinanced auto loans (cars and trucks only) with 72–84 month terms. Example: A $30,000 loan at 5.74% APR for 72 months equals approximately $494/month. We’ll beat your verified current rate by 0.50%, with rates as low as 3.00% APR. Membership eligibility and standard underwriting apply. Offer may change or end at any time. Terms and conditions apply. Federally insured by NCUA.