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The Easiest Way to Grow Your Savings!
Want to save more without changing your spending habits? With Debit Card Round-Up, your debit card does the work for you!
How It Works:
✅ Every purchase is rounded up to the next dollar.
✅ The extra cents go directly into your savings and are automatically transferred to your savings, club, or money market account.
✅ Even whole-dollar purchases round-up by $1.00.
Example: Buy lunch for $7.65 → It rounds to $8.00, and $0.35 is transferred to your savings.
Why You’ll Love It:
🔹 Builds savings automatically
🔹 Works with everyday purchases
🔹 Available for all debit card transactions
Enroll today and start saving with every swipe!
Enroll TodayFrequently Asked Questions:
Q: What is Raise & Save?
A: Raise & Save is a debit card feature that automatically rounds up your purchases to the next whole dollar and transfers the difference into your savings account. This feature is tied to your specific debit card, not your account.
Q: How does the round-up process work?
A: If your purchase is $2.70, it rounds up to $3.00, and the extra $0.30 is transferred to your designated savings account. If your purchase is exactly $3.00, it rounds up by $1.00, sending that amount to your savings.
Q: Is there a fee for Raise & Save?
A: No! Raise & Save is completely free to use.
Q: What type of accounts can I use for my round-up savings?
A: Use interest-bearing accounts like your savings, club, or money market account. However, IRAs, certificates, and escrow accounts are not eligible.
Q: How do I enroll in Raise & Save?
A: You can enroll when you request a new debit card, upgrade an existing card, or visit a teller window. You can enroll online at [Landing Page Link], in-branch, or by phone.
Q: Can I turn Raise & Save on or off?
A: Yes! You can enable or disable the round-up feature by contacting us.
*This program is available to TruEnergy Federal Credit Union’s consumer member checking accounts. When enrolled, TruEnergy FCU will round up each debit card purchase to the nearest dollar and transfer the difference to your designated savings, club, or money market account with each transaction. If sufficient funds are not available, the transfer may not be processed.
ATM transactions, ACH transfers, and checks do not qualify. If a debit card transaction is canceled or reversed after a round-up transfer, the funds will remain in your savings account. Raise & Save is linked to your debit card, not your account, and must be manually activated by a TruEnergy FCU representative. It cannot be enabled or disabled through Online Banking.
TruEnergy FCU may modify or discontinue Raise & Save at any time. Members can opt in or out by contacting TruEnergy FCU in-branch, online or by phone.
